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Rating:  Summary: Disappointing Review: I bought this book because "Guerrilla Guide to Credit Repair" was very informative, but I wasted my money. The book is a big ad for the author's new Credit Insider online magazine that costs a mere one hundred and twenty five dollars a year. Since "Guerrilla Guide to Credit Repair" was published in 1994, I was hoping for some updated information, but there was nothing new in the book. It wasted a lot of space on forms that you would be sent anyway if you needed to fill them out. Too much space was also wasted on discussing how you could take the credit reporting bureaus to court and it appeared to me that key points may have been left out. Guess you have to buy the magazine to get all the good advice. Spend your money on a better book.
Rating:  Summary: Disappointing Review: I bought this book hoping to find out how those credit repair scams work. Todd Bierman doesn't go much into this as I'd like. He simply refers you to his other book, titled "Guerilla Guide to Credit Repair).The Fix your credit workbook concentrates on how to demand reparations from credit agencies and what to do if they don't respond to your demands. He goes as far as provides stock letters for the credit agencies and a step-by-step guide on how to SUE in federal court by yourself. I'm not a lawyer, but I think its foolish for any lay person to sue a credit agency in federal court without a lawyer. But Bierman does do a good job in case some bold soul out there wants to know how to file a petition in federal district court. I just ordered the Guerilla Guide today and am anxiously awaiting it. The Fix your credit workbook is well written and a must have to deal with these pesky credit agencies nowadays.
Rating:  Summary: This book taught me Credit Bureau Kung Fu! Review: I know it sounds crazy, but after reading this book I felt like I knew Kung Fu when I was dealing with the Credit Bureaus and my past creditors. I had wonderful success prior to this book with the strategies that I learned from "Guerrilla Guide to Credit Repair", but when I started using the strategies from this book, I took it up a notch. In a few instances my creditors read the letters that I developed from reading this book, and simply gave in to my requests. The straetgies require a little time (A few months)a little typing and a little postage, but it yields amazing success. In fact, I have even begun helping others to recover their credit. God Bless Todd Bierman and Nathaniel Wice.
Rating:  Summary: Don't Do It Review: This book didn't help me one bit. Don't throw away your money!
Rating:  Summary: Don't Do It Review: This book didn't help me one bit. Don't throw away your money!
Rating:  Summary: It's not as bad as some of the others... Review: While other credit repair books tell you to write letters and make phone calls, The Fix Your Credit Wookbook tells you what to do after those letters and phone calls fail to work. It details your rights as a consumer and, armed with that knowledge, you can be more effective in getting credit bureaus and creditors to respond favorably to your requests. If your creditors remain obstinate, review the authors' checklist to see if the creditor and/or credit bureau ever violated your rights. If so, follow their detailed instructions for filing a lawsuit against that creditor/credit bureau. Send the lawsuit and chances are you'll get what you want. In the process of applying for a mortgage I read several credit repair books in an effort to clean up my credit report. Compared to The Fix Your Credit Workbook, those other books were whimps. This book gives you information you can really use, details your rights, and gives you the ammunition to get concrete results FAST! The authors give you tips on what to negotiate for when writing to creditors. They give you sample letters. If a lawsuit becomes necessary, they give you detailed sample lawsuits and tell you how to file them. They also give you their website address, where you can find more tips and up-to-date information. After reading this book you'll realize that never again do you have to be at the mercy of creditors and credit bureaus. You have more power than you know. Your ignorance is the creditors' and credit bureaus' best weapon against you. Knowledge is your best weapon against them.
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