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Rating: 
Summary: Gets to the source of your money problems.
Review: Clearly written, easily understood, and loaded with practical, do-able suggestions, this book goes right to the source of most women's money problems. It may come as a surprise to some readers of the book, but the source of our money problems is --ourselves! This book helps readers to face that fact, and then goes on to help them implement solutions to their problems. An encouraging book, chock full of good advice.
Rating: 
Summary: money in, money out
Review: money ways and actions learned while growing up may indeed be a cause of the way you manage your finances now; this book is a very poor tool in getting those practices turned around. i find this reading to be very boring and repetitive, and no help to myself to better my financial situation at this time. i hope the workshops are much better done than this book is written.
Rating: 
Summary: Using her system for the last 7 years....
Review: This book was recommended to me years ago when I found my financial life changed from a divorce. I implemented Ruth's system and have been following it ever since. It was a little difficult at first (her theory goes that you spend only what you have, therefore you're not hedging your bets on money coming in), she makes you save for what you want...if you see a new pair of shoes and don't have enough money in your "shoes/clothes" account that week, you'll have to wait until you do! It gets to be kind of fun in a way because you're working towards goals. At any rate, I've used this for over the past seven years and my financial situation has stabilized; I'm not sure it would have without the guidance found in this book.
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